Within 31 days of your coverage termination date, you must complete and return the following documents along with your first premium payment: A voided check (only if you choose to pay monthly), A signed illustration (please sign and return all pages), A check for the first premium payment – please be sure to send a personal check (not a starter check) or a money order or cashier’s check issued by a bank, Information about your employment and income, Your attending physician's name, address and telephone number, The name and address of the hospital you visited (if applicable), Medical records and/or treatment notes (upon request), Enter your claim number and Social Security number and then select. Under the Family and Medical Leave Act (FMLA), eligible employees of qualified organizations have the right to take up to 12 weeks of unpaid leave during a 12-month period. Get tips and insights on how benefits fit into your life: Home | Careers | Contacts | Investor center | legal | privacy | security. You will be given an opportunity to review/edit your information at the end of these sections. Learn about Sun Life, including insurance benefits, retirement benefits, and vacation policy. But it can also be stressful financially. Short-Term Disability insurance pays benefits for your own medical condition that prevents you from performing the material and substantial duties of your occupation. To be eligible for Waiver of Premium, you must be totally disabled before you retire or reach the maximum age. We will ask you for the following information so we can send you the Group Life Conversion package containing the application, forms and your illustration. Register All rights reserved. You can find the required forms by selecting Find a form on the home page of www.sunlife.com/us. Short-Term Disability insurance usually pays benefits for illnesses or injuries soon after they start, continuing for a limited amount of time, usually 6 to 26 weeks depending on the condition. Maternity Benefits. Then there’s the 35-week parental benefit. Print the Attending Physician Statement (APS) and fill in your name and Group Policy number. In New York, group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI). In 2018, Sun Life changed its practice to align with multiple provinces’ employment standards legislation, which requires “when an employee returns to … Call 800-247-6875 and follow the prompts for automated service to track the status of your Life claim. Product offerings may not be available in all states and may vary depending on state laws and regulations. Drug coverage and alternatives at your fingertips. What's needed: To notify Sun Life and your employer of a Short-Term Disability claim, you may submit your claim online or by paper. SunAdvisor is a service of Sun Life (U.S.) that provides claims expertise to employers who are administering their own sick leave or short-term disability plan. Find out whether or not I will receive benefits if I stop working before my due date. Required documentation may include a death certificate (for death claims) and/or the insured's original insurance enrollment form (available from the insured's employer). Learn about Sun Life, including insurance benefits, retirement benefits, and vacation policy. It starts with a maternity benefit that pays 55% of the mother’s average weekly earnings for 15 weeks. You have the option to increase, but the premiums are fair. Elimination Periods vary by employer. Here’s how they work: If your net family income is less than $25,921, you may be granted an increase in benefits. Box 9106 Wellesley Hills, MA 02481. QPIP offers 2 different plans: the basic, with longer leave provisions but lower benefits; and the special, with higher benefits paid over a shorter time. Typically, you become eligible for benefits on the day you deliver. Parental benefits (paid to 1 parent or shared) can be paid for either 32 weeks (basic) or 25 weeks (special). Mail to: Sun Life Group Life Claims One Sun Life Executive Park P.O. The employer remains responsible for the risks and liabilities covered by its benefits plan. To submit a paper form, follow these steps: Download and complete the LTD Claim Employee's Statement and submit with supporting medical evidence of total disability. A complete description of all the procedures and guidelines pertaining to claim processing is specified in your employer's Group Policy. Sun Life Assurance Company of Canada is a member of the Sun Life Financial group of companies. For your Group Policy's Elimination Period, check with your employer or see your Employee Benefits booklet. The Glossary of Terms provides a general, summarized explanation of terms used in your employer's Group Policy. Please check with your employer for the maximum age. Preparing for a new baby is an exciting time. Your employer must submit the LTD Claim - Employer's Statement. Anjali Bhardwaj , HR Manager, Sun Life Financial , said , “Child care requires equal partnership of both mother and father, therefore , I feel, Paternity leave is needed to be mandated.” You can buy some of our insurance products online. The rate is not guaranteed and is subject to change. Tell us you want a Group Life Conversion application. (More information on maternity and parental benefits is available from the Government of Canada.) All rights reserved. Maternity benefits (only for Sun Maiden Plus) Obtain financial assistance for up to 3 children delivered and in case of pregnancy-related complications. Find the current interest rate on a Sun Life Financial Benefit Account (SLFBA)? Find out how long it usually takes to make a claim decision? Waiting period: The length of time that a new employee (or one who has recently enrolled in the Group Policy) must wait before he or she is covered under the policy. If you expect to be absent from work for longer than your Short-Term Disability plan's elimination period (define), then you may file a Short-Term Disability claim. Maternity & Paternity Leave (6 comments) ... Glassdoor is your resource for information about Sun Life benefits and perks. my Sun Life my Sun Life Mobile. Search job openings, see if they fit - company salaries, reviews, and more posted by Sun Life employees. If you opt to convert, you will be responsible for paying the Life premium. You must sign and date the Authorizations. Region and language selection is expanded. For employees covered for Group Life, Disability or Dental at work. How do I … Looking for help turning your life, health, savings and retirement dreams into reality? Enter your Group Policy number and Social Security number, Complete the required information about yourself, your condition, education, training and  work experience. You should only file a Long-Term Disability claim if you have been unable to work because of a disabling illness or injury for 6 to 12 months. In Quebec, maternity and parental benefits fall under a provincial program, the Quebec Parental Insurance Plan (QPIP). Group Life Benefits Claim Packet - Emlpoyee, Group Life Benefits Claim Packet – Employee (you), Group Life Benefits Claim Packet – Employer, Group Life Benefits Claim Packet – Attending Physician. Your employer and physician must complete their sections. Along with all of the things you need to plan for your new bundle of joy, you have to figure out how much time you can afford to take off from work. Use these general definitions to familiarize yourself with the differences between Short-Term and Long-Term disability. Phone: Call 800-247-6875 and follow the prompts for automated service. Starting a family It could be the most important thing you ever do. Download and complete either the Group Death Claim Packet (for all death claims) or the Group Life Benefits Claim Packet - Emlpoyee (for all Waiver of Premium, Accelerated Benefit, Accidental Dismemberment or Permanent Total Disability claims). Glassdoor is your resource for information about Sun Life benefits and perks. Glassdoor is your resource for information about the Maternity & Paternity Leave benefits at Sun Life. Manage preferences and update your profile. Find out more today! LTD Claim - Attending Physician Statement, HIPAA and Privacy (Employee Authorization) form, Your employer must download and complete the. Elimination period: The period of time that a claimant must be continuously disabled prior to becoming eligible for consideration of benefits. The employer can recoup premiums that were paid for continued benefits if the employee does not return to work. Maternity & Paternity Leave (6 comments) ... Glassdoor is your resource for information about Sun Life benefits and perks. Mail all documents to: Sun Life Group Conversion P.O. Depending upon the terms of the Group Policy, "Own Occupation" benefits may last for two, three or five years. The good news is that maternity and parental leave benefits have come a long way since limited benefits were first added into Canada’s Unemployment Insurance Act in 1971. Learn about Sun Life Maternity & Paternity Leave, including a description from the employer, and comments and ratings provided anonymously by current and former Sun Life employees. Sun Life does not insure benefits under the employer's benefits plan when providing SunAdvisor services. You can also download and complete the Beneficiary Designation Form and submit it to your employer for processing. You should submit your claim as soon as you determine that your disability will last beyond the elimination period. Enter your Group Policy number and Social Security number and follow the steps to complete the Employee Statement. This amounts to a maximum of $547 a week. To qualify, you must have worked 600 hours over the past 52 weeks. We may ask for additional documents after reviewing the requirements you submitted. File a Short-Term Disability claim and/or an FMLA leave? If you have medical complications that prevent you from doing your job, we will review the medical records provided by your doctor and may extend your benefits beyond this timeframe. You, your employer and your attending physician must complete and submit the following forms: Notice of waiver claim must be submitted within 12 months of your last date actively at work and proof of claim must be submitted within 15 months of your last date actively at work. Learn more about privacy and how we collect data to provide you with more relevant content. More information on maternity and parental benefits is available from the Government of Canada. Learn the difference between a waiting period and elimination period? Parental leave benefits from Employment Insurance (EI) come in two parts. After the "Own Occupation" period ends, most Group Policies switch to an "Any Occupation" standard that requires you to be unable to perform the duties of any occupation for which you are qualified by education or experience in order to receive benefits. Sign in. Long-Term Disability (LTD) insurance provides benefits after Short-Term Disability ends. Most policies have an "Own Occupation" standard that requires you to be unable to perform the duties of your own occupation in order to receive benefits. (Your employer's Human Resources department keeps a record of your designation.). You can have your doctor send the completed APS directly to Sun Life. Please check with your employer for the maximum age. Know what is considered a Long-Term Disability claim? The employer also is offering a “chosen family” benefit, which will allow the employee to care for someone who may not be blood related. Please contact your employer for more information. Yes. The claimant statement requires you to provide the following information: As soon as you get your claim number provided in our acknowledgement letter that was sent by mail or email, you can call or visit us online to get up-to-date information about your claim. Use these general definitions to familiarize yourself with the differences between Long-Term and Short-Term disability. For more information, ask your employer or see your Employee Benefits booklet. Today, maternity and parental benefit payments are part of the federal Employment Insurance (EI) program. In order to be eligible for waiver, you must be Totally Disabled before you retire or reach the maximum age. Learn more about, How a Sun Life Financial advisor can help you, Estate and Financial Planning Services (EFPS), Why work with one of our licensed professionals, Register for a my Sun Life Online Account, Contributions, withdrawals and fund changes, Student and new graduate programs overview, Rotational Leadership Development Programs, Co-op and summer internship opportunities, Chartered Professional Accountant (CPA) Pre-Approved Program, 5 smart ways to prepare for your new baby, How to choose a guardian for your children, Tax benefits for kids: What’s new this year. Life is brighter when your health and wealth is well taken care of. Back to Short-Term Disability    |    Top. See your employer for a copy of the Group Policy. While FMLA doesn't offer any benefits that would affect a Short-Term Disability, FMLA does guarantee you job availability once you return from your medical leave. Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York. To help you find out what you’re entitled to, here are 5 basic facts about how maternity and parental benefits work in all parts of Canada except Quebec (see below for info on Quebec): If your annual family income is $25,921 or less, you will also receive the EI Family Supplement. On your dashboard, you can see the status of your open leave and Short-Term Disability claims, your closed claims, and the history of your claims. We’re here to support you through COVID-19. Ask your employer or refer to your Employee Benefits booklet to determine the length of your Elimination Period. 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